Grammar · B1 practice

Money Matters

Present perfect or past simple? Make the right choice in everyday money situations, then review the explanations.

12 questionsInstant feedbackMoney & finance

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Choose the correct form of the verb in brackets. Think about whether the sentence describes a finished time in the past or connects a past action to the present.

I ______ (save) enough money for a new laptop, so I can buy one now.

We ______ (spend) €90 on groceries yesterday.

My brother ______ never ______ (borrow) money from a bank.

She ______ (inherit) some money when her grandfather died in 2022.

I ______ already ______ (pay) the electricity bill, so we don’t need to worry about it.

They ______ (invest) in that company last year, but they sold their shares in May.

______ you ever ______ (lend) money to a friend?

He ______ (waste) all his pocket money last weekend.

I ______ (not afford) to replace my phone yet, so I’m still using the old one.

How much ______ your new coat ______ (cost) when you bought it yesterday?

Our rent ______ (go up) twice since January.

I ______ (owe) Mark €20 for lunch on Tuesday, but I paid him back that evening.

Your results

Tip: Find the time expression first. Ask yourself whether the time period is finished or continues up to the present.